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UTH Retail — Marketplace of Rural India

Central scheme · Women entrepreneurs

Prime Minister’s Employment Generation Programme (PMEGP)

A credit-linked subsidy programme of the Ministry of MSME, implemented by KVIC, for setting up new micro-enterprises. Women and all applicants from the North East fall in the special category with the highest subsidy.

Who can apply

Individuals above 18, SHGs, institutions and cooperatives setting up a new manufacturing, service or business unit.

Key benefits

  • Margin money subsidy of 25 percent in urban areas and 35 percent in rural areas for the special category, which includes women and the North Eastern Region
  • Own contribution of only 5 percent of project cost for the special category
  • Project cost up to ₹50 lakh for manufacturing and ₹20 lakh for service or business units
  • Balance financed by banks as a term loan

How to apply

Apply online on the KVIC PMEGP e-portal. A project report is required, and Entrepreneurship Development Programme training must be completed before the subsidy is released.

Official site: PMEGP e-portal ↗

Scheme details change from time to time. Always confirm the current terms on the official portal or with your bank, BMMU or District Industries Centre before applying. Last reviewed: November 2026.

Questions about this scheme

Who can apply for Prime Minister’s Employment Generation Programme (PMEGP)?

Individuals above 18, SHGs, institutions and cooperatives setting up a new manufacturing, service or business unit.

How do I apply for Prime Minister’s Employment Generation Programme (PMEGP)?

Apply online on the KVIC PMEGP e-portal. A project report is required, and Entrepreneurship Development Programme training must be completed before the subsidy is released.

Can UTH Retail help with Prime Minister’s Employment Generation Programme (PMEGP)?

We prepare PMEGP project reports for food processing, craft and packaging units and help plan the market.

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