Who can apply
Anyone starting or running a micro or small non-farm business, including women entrepreneurs and SHG members.
Key benefits
- Shishu: loans up to ₹50,000
- Kishore: above ₹50,000 and up to ₹5 lakh
- Tarun: above ₹5 lakh and up to ₹10 lakh
- Tarun Plus: above ₹10 lakh and up to ₹20 lakh, for borrowers who have repaid a Tarun loan
- No collateral required
How to apply
Apply at any bank branch, RRB, small finance bank or MFI, or online through the Jan Samarth portal.
Scheme details change from time to time. Always confirm the current terms on the official portal or with your bank, BMMU or District Industries Centre before applying. Last reviewed: November 2026.
Questions about this scheme
Who can apply for Pradhan Mantri Mudra Yojana (PMMY)?
Anyone starting or running a micro or small non-farm business, including women entrepreneurs and SHG members.
How do I apply for Pradhan Mantri Mudra Yojana (PMMY)?
Apply at any bank branch, RRB, small finance bank or MFI, or online through the Jan Samarth portal.
Can UTH Retail help with Pradhan Mantri Mudra Yojana (PMMY)?
We help women prepare a simple business plan and show how the product will be packaged and sold.